Community associations are created to ensure the upkeep of common areas and safeguard property values within a community. HOAs play a crucial role in maintaining the overall appearance and functionality of shared spaces. By enforcing rules and regulations, HOAs help to preserve the aesthetic appeal of the neighborhood and enhance the quality of life for residents. Additionally, HOAs work to address any issues that may arise and promote a sense of community among homeowners. 
  • Declaration of Covenants - Creates the community association, contains the deed restrictions, establishes mandatory membership and payment of assessments.
  • Articles of Incorporation - Sets forth the structure and basic governance of the corporate body
  • Bylaws - Defines how the association is to be operated
The duties and responsibilities of a community association are varied and encompass a wide range of tasks. These tasks include, but are not limited to:
  • Enforcing rules and regulations
  • Managing common areas
  • Organizing community events
  • Overseeing maintenance and repair projects
  • Keeping detailed records of financial transactions
  • Hiring vendors
  • Approving architectural changes to properties
  • Communicating regularly with residents about upcoming projects or issues affecting the community

It is essential for a community association to effectively carry out these responsibilities in order to maintain a well-functioning and harmonious community. By diligently fulfilling these duties, the association can ensure the overall well-being and satisfaction of its residents.
  • Maintenance and repair responsibilities coordinated by the association provide consistent appearance and quality of work throughout the community, as well as the time-saving benefit for the members. 
  • Protection of Property Values:  Although usually not specifically listed within the governing documents, one of the primary purposes of an association is to protect property values. Whenever someone allows the appearance of their yard and home to seriously deteriorate, it often negatively impacts their neighbors and their property values.
  • Compliance with common standards helps to ensure the pleasing appearance of the community, the marketability of homes, and maximizes - if not enhances - their collective property values.
  • Some common examples of deed restrictions include regulations on the size and height of buildings, the use of residential land for commercial purposes or livestock, guidelines on the exterior appearance of properties (such as house color and landscaping details), and restrictions on the number and type of vehicles allowed to be parked in driveways.
  • Understanding these restrictions may seem familiar if you are familiar with your HOA's community guidelines. However, it is important to note that deed restrictions are not the same as HOA rules. HOA rules can be easily changed with the consent of the majority of homeowners, while deed restrictions are much more difficult, if not impossible, to change.
  • It is crucial to research and understand any restrictive covenants before purchasing a property. While some changes may be permitted by the board, you are bound to comply with the existing deed restrictions if change requests are denied. This emphasizes the importance of thorough due diligence before making a real estate investment.